Everything You Need to Know About Live Baccarat

Everything you need to know about Live Baccarat

Live Baccarat may be a simplistic game to play, but the rules for dealing are somewhat inflexible. In this game, the cards whose value is lower than 10 will be taken at the value that they represent (i.e. a value of 5 is taken as 5) and it must be noted that Aces have a value of 1.

The suits of the playing cards have no significance in Live Baccarat with only the single digit cards being valid. If there is any count that gets to a double-digit, the left digit will be excluded. So, for example, 13 will be counted as 3 and 17 will be counted as 7. For a single hand, players will not have more than a total of three cards, no fourth card is dealt with in accordance with Live Baccarat rules.

Betting in Live Baccarat

You start off by betting either a Tie, Player, or Banker. The Player and Banker will pay an even amount of money. However, a Banker bet that results in a win will attract a 5% commission. The Tie bet has a payout ratio of 8:1. The general objective of Live Baccarat is for a player to attain a hand with a total face value of 9.

The Live Dealer deals two cards for both banker’s and player’s hands. A 3rd card might be dealt with in accordance with the rules of the game as discussed later in the article.
Understanding the Third Playing Card Rule for The Player

Where the Banker or Player has a total card value of between 8 and 9 for the two cards that they are initially dealt, there will be no need for a third card to be drawn.

The 8 or 9 on a two-card hand is known as a “Natural” and will effectively end the hand.
Where a Player’s initial two cards have a value that is equal to or less than 5, then the player will be dealt the third playing card.
In a situation where a third playing card is not drawn on a Player’s hand, the Banker’s hand will stand on at least a 6. The Banker will also draw a third playing card which has a value that is equivalent to 5 or lower.

The Third Playing Card Rule for The Banker

The third playing card rule for the banker will take effect when the Banker’s hand total is 2 or lower. The Banker may draw a third playing card and this is despite the third playing card available to the Player.

If the total card value of Banker’s two cards is 3, the banker may draw a third playing card. However, if the player’s third playing card is 8, then the Banker cannot draw a third playing card.

In a situation where the Banker’s total card value is 4, he can draw a third standard playing card except the Player has a third standard playing card value equivalent to any of either 0, 1, 8 or maybe 9.
If the total card value of Banker’s two cards is 5, the banker can draw a third standard playing card if the player’s third playing card value is any of 4, 5, 6 or maybe 7.
If the third playing card of the Player is 6 or maybe 7, then the Banker with an initial total card value of 6 may draw a third standard playing card.
If the Banker has an initial two card hand total value of 7, he may decide to stand.

Who Wins?

The hand (i.e. Banker or Player) that has a total card value of 9 without exceeding this number or the hand that is the closest to this number turns out to be the winner.

Summary

Name: Everything you need to know about Live Baccarat
Author: Stanley Roberts
Published Date: 24/04/2018